Can I Receive Spousal Social Security Benefits While Still Working

When you do it could mean a higher benefit for you and your family.

Can i receive spousal social security benefits while still working.

If your latest year of earnings. Her husband bob is collecting social security retirement benefits. Kara was born on or before jan. Starting with the month you reach full retirement age we will not reduce your benefits no matter how much you earn.

With survivor benefits if your late spouse boosted his or her social security payment by waiting past fra to file your survivor benefit would also increase. However if you are younger than full retirement age and make more than the yearly earnings limit we will reduce your benefit. You may collect spousal benefits as early as age 62. Social security is phasing in the fra increase differently for.

You can receive up to half of your spouse s benefit. You can apply for benefits if you have been married for at least one year. You can get social security retirement benefits and work at the same time. You can work while you receive social security retirement or survivors benefits.

Outside earnings from continued work only reduce social security benefits for individuals who. Spousal benefits for social security allow a spouse to collect social security based on the work history of the other spouse. Workers who claim their own retirement benefits before they. Social security pays benefits to four types of people who are still working.

Each year we review the records of all social security beneficiaries who have wages reported for the previous year. You may also continue to work but social security penalties apply to earned income over an annual limit during early retirement years. 1 1954 there are only two exceptions to the deemed filing rule. Kara age 66 is still working.

You can receive up to 50 of your spouse s social security benefit. If you were born after jan. She collects her spousal benefit while working for the next four years. If you never worked but are married to someone who s entitled to social security benefits you can claim benefits based on his or her work.

It does not apply if you receive spousal benefits because you are caring for a child who is under 16 or disabled or if you get spousal benefits and are also entitled to social security disability payments. 1 1954 so she files a restricted application for social security spousal benefits based on bob s earnings record.